Chapter 00 — Terms
Terms of service.
Last updated — 29 April 2026
In plain words
bylovaco is a design tool from Lova co Interiors Oy. By using it you agree to the terms below. They cover account responsibilities, billing, what you can and can’t do with the service, who owns what you create, and the usual legal disclaimers. We’ll write to you if we change anything important.
The service
“bylovaco” is a software product provided by Lova co Interiors Oy (“Lova co”, “we”, “us”), a Finnish company registered in Helsinki. It includes the marketing site at bylovaco.com, the web application, and the AI generation features within. We may add, remove, or change features as the product evolves.
Account & eligibility
You must be at least sixteen years old to create an account. You are responsible for keeping your sign-in credentials confidential and for everything that happens under your account. Please give us accurate information when you sign up and keep it current.
Subscription & billing
Paid plans are billed monthly through Stripe. Subscriptions auto-renew until you cancel them through your account or via the Stripe customer portal. Cancelling stops future renewals; the current period continues until its end date. We do not issue refunds for partial periods unless EU consumer law requires us to.
Tokens consumed during a billing period do not roll over. New tokens are issued on each successful invoice. Free-tier accounts receive a one-time welcome grant and no further allocation.
Cancelling & deleting your account
You can cancel your subscription at any time. Your account stays open at the free tier and your project content is preserved — you can come back later and pick up where you left off. If you want your account and all your data erased, write to us and we will delete it within thirty days.
Acceptable use
You agree not to:
- upload content that infringes anyone’s intellectual property or privacy;
- upload content that is illegal, hateful, or sexual in nature;
- upload photographs that identify other individuals without their permission;
- attempt to reverse-engineer, scrape, or overload the service;
- resell access to the service without our written permission;
- use the service to build a directly competing AI design product.
We may suspend or terminate accounts that breach these rules. We will give you a chance to address the issue first, except in cases of clear abuse or legal obligation.
Your content & the things you generate
You own the projects, floor plans, mood boards, renders, item lists, and other content you create. By using the service you grant Lova co a non-exclusive, worldwide, royalty-free license to host, process, and display this content for the sole purpose of operating the service for you. We will never use your content to train our models or sell it.
AI-generated outputs (renders, videos, 3D objects, generated text) are subject to both these terms and the terms of the upstream AI provider that produced them — Leonardo, RunwayML, Tripo3D, or OpenAI as applicable. To the extent the upstream provider grants you ownership of the output, that ownership flows through to you.
Free, Standard, and Pro tiers carry a small “Made with @bylovaco” mark on shareable outputs. The Studio (whitelabel) tier removes this mark.
Our intellectual property
The bylovaco software, brand, name, design, and the trained Style DNA aesthetic that conditions the AI generation pipeline are the property of Lova co Interiors Oy. These terms grant you a license to use the service; they do not grant you ownership of the software or the brand.
Disclaimers
bylovaco is a design tool, not an architectural or engineering service. AI renders are visual approximations and may differ from real-world results. Technical drawings exported from the app are intended as a brief for a contractor, not as a substitute for stamped architectural plans where local building codes require them. Always verify dimensions, materials, and structural decisions with a qualified professional before construction.
We provide the service “as is.” We do not warrant that the service will be uninterrupted, error-free, or that AI-generated content will meet any particular standard. We aim for high quality but cannot guarantee specific outcomes from any AI generation.
Limitation of liability
To the fullest extent permitted by Finnish law, our total liability under these terms is limited to the amount you paid us in the twelve months preceding the event giving rise to the claim. We are not liable for indirect, consequential, or special damages, including lost profits or lost business opportunity. Nothing in these terms limits liability that cannot be limited under applicable law, including liability for gross negligence, wilful misconduct, or for harm caused to consumers under mandatory consumer-protection rules.
Changes to these terms
We may update these terms over time. If a change materially affects you, we will email registered users and post a notice on the marketing site at least fourteen days before the change takes effect. Continued use of the service after the change means you accept the updated terms.
Governing law & disputes
These terms are governed by the laws of Finland. Disputes will be heard in the courts of Helsinki, Finland. If you are a consumer in the EU, you may also bring a claim in the courts of your habitual residence, and you may use the European Commission’s online dispute resolution platform.
Contact
Questions about these terms, billing, or account issues? info@bylovaco.com. We try to respond within two working days.
Lova co Interiors Oy — Helsinki, Finland